{"id":355,"date":"2020-06-07T18:43:07","date_gmt":"2020-06-07T18:43:07","guid":{"rendered":"https:\/\/habitat.hu\/sites\/feketelakas\/?page_id=355"},"modified":"2020-06-15T09:01:34","modified_gmt":"2020-06-15T09:01:34","slug":"problemak","status":"publish","type":"page","link":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/","title":{"rendered":"Probl\u00e9m\u00e1k"},"content":{"rendered":"[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22″ da_disable_devices=”off|off|off” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” _builder_version=”4.4.8″ header_level=”h1″ header_font=”|||on|||||” hover_enabled=”0″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”4.4.8″ header_level=”h1″ header_font=”|||on|||||” header_text_align=”center” header_font_size=”30″ header_line_height=”1.5em” background_color=”rgba(0,0,0,0.5)” background_image=”https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2018\/08\/slide07_0.jpg” background_blend=”darken” button_on_hover=”on” custom_padding=”5em||5em|” custom_padding_tablet=”1px||1px|” custom_padding_phone=”1px||1px|” custom_padding_last_edited=”off|desktop” hover_enabled=”0″ header_font_size_tablet=”22″ header_font_size_phone=”18″ header_font_size_last_edited=”on|phone” header_line_height_tablet=”1.5em” header_line_height_phone=”1.5em” body_font_size_last_edited=”off|desktop” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]\n

PROBL\u00c9M\u00c1K<\/h1>\n[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ custom_padding=”20px|||” da_disable_devices=”off|off|off” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.4.8″ text_font_size=”15px” header_3_text_color=”#00afd7″]\n

A magyar mag\u00e1nb\u00e9rlak\u00e1s-szektor k\u00e9t f\u0151 probl\u00e9m\u00e1j\u00e1t a bonyolult \u00e9s nehezen \u00e1tl\u00e1that\u00f3 jogi szab\u00e1lyoz\u00e1s, \u00edgy a biztons\u00e1g hi\u00e1nya \u00e9s a kisz\u00e1m\u00edthatatlans\u00e1g<\/strong>, valamint a magas alb\u00e9rlet\u00e1rak, azaz a megfizethet\u0151s\u00e9g hi\u00e1nya<\/strong> jelentik. A Feketelak\u00e1s 3.0 javaslatcsomag ezeket szeretn\u00e9 orvosolni, hogy egy igazs\u00e1gosabb \u00e9s \u00e1tl\u00e1that\u00f3bb mag\u00e1nb\u00e9rlak\u00e1s-piac<\/strong> alakulhasson ki.<\/p>\n

1. A probl\u00e9m\u00e1k h\u00e1ttere<\/h2>\n

Tulajdonk\u00f6zpont\u00fa lak\u00e1spolitika<\/h3>\n

A Habitat for Humanity Magyarorsz\u00e1g becsl\u00e9sei alapj\u00e1n mintegy 3 milli\u00f3 ember \u00e9l ma haz\u00e1nkban lakhat\u00e1si szeg\u00e9nys\u00e9gben, \u0151k azok, akik megfizethet\u0151s\u00e9gi, jogi, ter\u00fcleti vagy lak\u00e1smin\u0151s\u00e9gi probl\u00e9m\u00e1kkal k\u00fczdenek. E probl\u00e9m\u00e1k oka r\u00e9szben a m\u00e1r \u00e9vtizedek \u00f3ta tart\u00f3 lak\u00e1stulajdon-k\u00f6zpont\u00fa lak\u00e1spolitik\u00e1ban keresend\u0151.<\/p>\n

A mag\u00e1ntulajdonra \u00e9p\u00fcl\u0151 lak\u00e1spolitik\u00e1b\u00f3l azonban csak sz\u0171k\u00f6s \u00e9s j\u00f3 helyzetben l\u00e9v\u0151 r\u00e9tegek tudnak profit\u00e1lni. Ha a biztos \u00e9s kisz\u00e1m\u00edthat\u00f3 lakhat\u00e1shoz vezet\u0151 egyetlen \u00fat a tulajdonszerz\u00e9s, az <\/strong>mindazokat neh\u00e9z helyzetbe hozza, akiknek nincs megfelel\u0151 mennyis\u00e9g\u0171 saj\u00e1t t\u0151k\u00e9j\u00fck \u00e9s megtakar\u00edt\u00e1suk<\/strong>, \u0151k kiszorulnak a piacr\u00f3l. Egy m\u00e1sik kock\u00e1zat a \u201ebeszorul\u00e1s\u201d, amikor valaki rossz helyen l\u00e9v\u0151 \u00e9s alacsony \u00e9rt\u00e9k\u0171 saj\u00e1t tulajdon\u00fa ingatlana miatt k\u00e9nytelen olyan helyen \u00e9lni, ahol nincsenek megfelel\u0151 munkalehet\u0151s\u00e9gek \u00e9s szolg\u00e1ltat\u00e1sok, \u00edgy a lak\u00e1stulajdon v\u00e9geredm\u00e9nyben g\u00e1tja lesz a mobilit\u00e1snak. Ezenfel\u00fcl, ha a saj\u00e1t lak\u00e1stulajdon a f\u0151 (vagy egyetlen) lakhat\u00e1si alternat\u00edva, az rossz lak\u00e1sk\u00f6r\u00fclm\u00e9nyekhez, p\u00e9ld\u00e1ul t\u00falzs\u00fafolts\u00e1ghoz is vezethet, illetve tipikusan sok fiatalnak okoz gondot a sz\u00fcl\u0151kt\u0151l val\u00f3 elk\u00f6lt\u00f6z\u00e9s, ami t\u00f6bbgener\u00e1ci\u00f3s h\u00e1ztart\u00e1sok kialakul\u00e1s\u00e1t eredm\u00e9nyezi.<\/p>\n

Azok sz\u00e1m\u00e1ra, akik kiszorulnak, beszorulnak, vagy nem megfelel\u0151 lak\u00e1sk\u00f6r\u00fclm\u00e9nyek k\u00f6z\u00f6tt \u00e9lnek, egy megfizethet\u0151 \u00e9s biztons\u00e1gos mag\u00e1nb\u00e9rlak\u00e1s-szektor, illetve egy, a jelenlegin\u00e9l kiterjesztettebb <\/strong>\u00e9s szolid\u00e1risabb k\u00f6z\u00f6ss\u00e9gi\/\u00e1llami\/\u00f6nkorm\u00e1nyzati lak\u00e1sszektor ny\u00fajthatna alternat\u00edv\u00e1t.<\/strong> A mag\u00e1nb\u00e9rlak\u00e1s-szektor \u00e9s a k\u00f6z\u00f6ss\u00e9gi lak\u00e1sszektor fejleszt\u00e9s\u00e9re, szakpolitikai t\u00e1mogat\u00e1s\u00e1ra azonban eddig sokkal kevesebb energia \u00e9s er\u0151forr\u00e1s jutott a korm\u00e1nyzat r\u00e9sz\u00e9r\u0151l, mint a lak\u00e1stulajdon-szerz\u00e9s el\u0151seg\u00edt\u00e9s\u00e9re.<\/p>\n

B\u0151v\u00fcl\u0151 b\u00e9rlak\u00e1sszektor<\/h3>\n

B\u00e1r tov\u00e1bbra is a lak\u00e1stulajdon a legjellemz\u0151bb tulajdoni forma Magyarorsz\u00e1gon, a b\u00e9rleti szektor s\u00falya \u00e9vr\u0151l \u00e9vre n\u00f6vekszik. A mag\u00e1nb\u00e9rlak\u00e1sban \u00e9l\u0151k ar\u00e1nya minden koroszt\u00e1lyban n\u0151tt az ezredfordul\u00f3 \u00f3ta, \u00e9s ez a n\u00f6veked\u00e9s k\u00fcl\u00f6n\u00f6sen magas a fiatalok k\u00f6r\u00e9ben: 2015-re k\u00f6zel minden harmadik h\u00e1ztart\u00e1s, ahol 35 \u00e9v alatti a h\u00e1ztart\u00e1sf\u0151, mag\u00e1nb\u00e9rlak\u00e1sba volt bejelentve. Azaz kialakul\u00f3ban van egy fiatalabb, \u201eb\u00e9rl\u0151i gener\u00e1ci\u00f3\u201d<\/strong> (generation rent<\/em>), akik csak a nagyv\u00e1rosokban tal\u00e1lnak munk\u00e1t, \u00e9s a lak\u00e1sprivatiz\u00e1ci\u00f3 keret\u00e9ben nem jutottak olcs\u00f3n lak\u00e1shoz. Bizonytalan a foglalkoztatotts\u00e1guk, alacsony a j\u00f6vedelm\u00fck, illetve kev\u00e9s megtakar\u00edt\u00e1suk miatt nem tudnak \u2013 vagy a devizahitel-v\u00e1ls\u00e1g ut\u00e1n nem mernek \u2013 hitelt felvenni \u00e9s saj\u00e1t lak\u00e1st v\u00e1s\u00e1rolni, ez\u00e9rt a mag\u00e1nb\u00e9rlak\u00e1s maradt sz\u00e1mukra az egyetlen lehet\u0151s\u00e9g.<\/p>\n

A fiatalok mellett a mag\u00e1nb\u00e9rleti szektor b\u0151v\u00fcl\u00e9s\u00e9hez a k\u00fclf\u00f6ldi di\u00e1kok \u00e9s munkav\u00e1llal\u00f3k n\u00f6vekv\u0151 sz\u00e1ma is hozz\u00e1j\u00e1rul. A szektor b\u0151v\u00fcl\u00e9se ugyanakkor nem hozott mag\u00e1val olyan sz\u00fcks\u00e9ges\u00a0<\/strong>reformokat, amelyek ellens\u00falyozt\u00e1k volna a n\u00f6vekv\u0151 kereslet miatt megugr\u00f3 \u00e1rakat \u00e9s biztons\u00e1gosabb\u00e1 tett\u00e9k volna a lak\u00e1sb\u00e9rl\u00e9st.<\/strong> A lak\u00e1sb\u00e9rl\u00e9s \u00edgy sokak sz\u00e1m\u00e1ra tov\u00e1bbra is csak egy jobb h\u00edj\u00e1n felmer\u00fcl\u0151 k\u00e9nyszermegold\u00e1s, vagy egy \u00e1llom\u00e1s a saj\u00e1t tulajdon megszerz\u00e9se el\u0151tt.<\/p>\n

2. Biztons\u00e1g: Kedvez\u0151tlen szab\u00e1lyoz\u00e1s, bizonytalan lakhat\u00e1s, elh\u00faz\u00f3d\u00f3 vit\u00e1k<\/h2>\n

A \u201990-es \u00e9vekt\u0151l kezdve a kor\u00e1bbi, a lakb\u00e9remel\u00e9st \u00e9s a szerz\u0151d\u00e9sek felmond\u00e1s\u00e1t korl\u00e1toz\u00f3 int\u00e9zked\u00e9seket elt\u00f6r\u00f6lt\u00e9k, \u00e9s a lak\u00e1sb\u00e9rl\u00e9st szab\u00e1lyoz\u00f3 \u00faj Lak\u00e1st\u00f6rv\u00e9ny (1993. \u00e9vi LXXVIII. t\u00f6rv\u00e9ny) alapvet\u0151en a b\u00e9rl\u0151t \u00e9s b\u00e9rbead\u00f3t egyenrang\u00fa felekk\u00e9nt kezeli, \u00edgy a kor\u00e1bbin\u00e1l sokkal laz\u00e1bban szab\u00e1lyozza a lak\u00e1sb\u00e9rl\u00e9st. Ez azonban az\u00e9rt probl\u00e9m\u00e1s, mert a b\u00e9rl\u0151 sokkal kiszolg\u00e1ltatottabb helyzetben van, mint a b\u00e9rbead\u00f3: m\u00edg a tulajdonost legrosszabb esetben is csak anyagi k\u00e1r \u00e9ri, a b\u00e9rl\u0151nek a k\u00f6lt\u00f6z\u00e9s vagy vita eset\u00e9n \u00e1tmenetileg bizonytalann\u00e1 v\u00e1lhat a lakhat\u00e1sa, ak\u00e1r utc\u00e1ra is ker\u00fclhet. A lak\u00e1skiad\u00e1s jelenlegi szab\u00e1lyoz\u00e1sa emellett a k\u00fcl\u00f6nb\u00f6z\u0151 t\u00f6rv\u00e9nyeknek k\u00f6sz\u00f6nhet\u0151en <\/strong>meglehet\u0151sen \u00f6sszetett, jogi ismeretek n\u00e9lk\u00fcl nehezen \u00e9rthet\u0151, m\u00e9gsem rendelkezik kell\u0151 r\u00e9szletess\u00e9ggel a b\u00e9rl\u0151 \u00e9s b\u00e9rbead\u00f3 k\u00f6telezetts\u00e9geir\u0151l \u00e9s jogair\u00f3l.<\/strong><\/p>\n

A Lak\u00e1st\u00f6rv\u00e9ny p\u00e9ld\u00e1ul nem alkalmas arra, hogy vil\u00e1gos helyzetet teremtsen a karbantart\u00e1si k\u00f6telezetts\u00e9gekkel kapcsolatban, ezzel szemben megnehez\u00edti a kisz\u00e1m\u00edthat\u00f3, hossz\u00fa t\u00e1v\u00fa lak\u00e1sb\u00e9rl\u00e9st a felmond\u00e1si id\u0151k nem megfelel\u0151 szab\u00e1lyoz\u00e1s\u00e1val.<\/p>\n

Ugyanakkor a kiad\u00e1ssal kapcsolatban m\u00e9g a legpontosabb t\u00f6rv\u00e9nyi szab\u00e1lyoz\u00e1s mellett is k\u00f6nnyen t\u00e1madhat vit\u00e1ja a b\u00e9rl\u0151nek \u00e9s a kiad\u00f3nak, jogaikat \u00e9s k\u00f6telezetts\u00e9geiket illet\u0151en. A vitarendez\u00e9sre Magyarorsz\u00e1gon egyel\u0151re csak a dr\u00e1ga \u00e9s lass\u00fa b\u00edr\u00f3s\u00e1gi elj\u00e1r\u00e1s \u00e1ll rendelkez\u00e9sre, emiatt a b\u00e9rl\u0151 \u00e9s a b\u00e9rbead\u00f3 egyar\u00e1nt a vit\u00e1k elker\u00fcl\u00e9s\u00e9ben \u00e9rdekelt.<\/strong><\/p>\n

Emellett jelent\u0151s m\u00e9rt\u00e9kben elterjedt az ad\u00f3elker\u00fcl\u00e9s, illetve a szerz\u0151d\u00e9s n\u00e9lk\u00fcli lak\u00e1skiad\u00e1s, ami ellen\u0151rizhetetlenn\u00e9 teszi a b\u00e9rleti szektort<\/strong>, a b\u00e9rl\u0151t pedig m\u00e9g kiszolg\u00e1ltatottabb helyzetbe hozza. Gyakran m\u00e1r az is a tulajdonos sz\u00edvess\u00e9g\u00e9nek sz\u00e1m\u00edt, ha szerz\u0151d\u00e9st k\u00edn\u00e1l a b\u00e9rl\u0151nek, pedig az \u00e1ltala \u00edrt szerz\u0151d\u00e9sben lehetnek a b\u00e9rl\u0151t negat\u00edvan \u00e9rint\u0151 rendelkez\u00e9sek is.<\/p>\n

3. Megfizethet\u0151s\u00e9g: Meredeken emelked\u0151 \u00e1rak<\/h2>\n

A megfizethet\u0151s\u00e9g szempontj\u00e1b\u00f3l a legnagyobb probl\u00e9ma, hogy a lakb\u00e9rek emelked\u00e9se jelent\u0151sen meghaladja a keresetek n\u00f6veked\u00e9s\u00e9t. A 2011 \u00f3ta feladott alb\u00e9rlet-hirdet\u00e9sek adatai szerint <\/strong>orsz\u00e1gosan \u00e9s a megyesz\u00e9khelyeken nyolc \u00e9v alatt majdnem 90 sz\u00e1zal\u00e9kkal n\u0151ttek a lakb\u00e9rek, m\u00edg Budapesten k\u00f6zel 130 sz\u00e1zal\u00e9kkal.<\/strong>\"\"<\/a>A lak\u00e1sb\u00e9rleti d\u00edjak gyors emelked\u00e9s\u00e9nek sz\u00e1mos negat\u00edv hat\u00e1sa van a nyilv\u00e1nval\u00f3 probl\u00e9m\u00e1n t\u00fal is. Mag\u00e1val hozza a t\u00e1rsb\u00e9rletek k\u00e9nyszer\u0171 terjed\u00e9s\u00e9t, ami az egy\u00e9ni, csal\u00e1di \u00e9letmin\u0151s\u00e9g roml\u00e1s\u00e1t eredm\u00e9nyezi. Az alacsonyabb j\u00f6vedelm\u0171ek k\u00fcls\u0151, olcs\u00f3bb ker\u00fcletekbe szorulnak, n\u00f6vekszik az utaz\u00e1si idej\u00fck. Szint\u00e9n n\u0151 a t\u00f6bbgener\u00e1ci\u00f3s egy\u00fctt\u00e9l\u00e9s ar\u00e1nya, ami akad\u00e1lyozza a fiatalok otthonteremt\u00e9s\u00e9t, csal\u00e1dalap\u00edt\u00e1s\u00e1t. A magas lak\u00e1sb\u00e9rleti d\u00edj emellett egy\u00e9ni szinten a munkaer\u0151-piaci mobilit\u00e1s \u00e9s a f\u00f6ldrajzi mobilit\u00e1s g\u00e1tj\u00e1v\u00e1 is v\u00e1lhat, de t\u00e1rsadalmi szinten is megjelenik ez a k\u00f6lts\u00e9g: k\u00f6zvetlen\u00fcl a munka-termel\u00e9kenys\u00e9g cs\u00f6kken\u00e9s\u00e9ben, k\u00f6zvetve pedig min\u0151s\u00e9gi mutat\u00f3kban, mint p\u00e9ld\u00e1ul a l\u00e9gszennyezetts\u00e9g n\u00f6veked\u00e9se.\"\"<\/a>A magas \u00e1rak \u00e9s azok gyors emelked\u00e9se r\u00e9szben a keresleti, r\u00e9szben a k\u00edn\u00e1lati oldal v\u00e1ltoz\u00e1saival magyar\u00e1zhat\u00f3ak. A kereslet n\u00f6veked\u00e9s\u00e9t a magasabb j\u00f6vedelemmel rendelkez\u0151 b\u00e9rl\u0151i csoportok sz\u00e1mbeli n\u00f6veked\u00e9se \u2013 k\u00fclf\u00f6ldi di\u00e1kok; az \u00e1tlagn\u00e1l jobban keres\u0151, de a n\u00f6vekv\u0151 ingatlan\u00e1rak miatt alb\u00e9rletbe szorult fiatal feln\u0151ttek \u2013 okozza. A k\u00edn\u00e1lat ugyanakkor jellemz\u0151en cs\u00f6kkent \u2013 els\u0151sorban Budapesten \u2013, ugyanis a hossz\u00fa t\u00e1v\u00fa lak\u00e1skiad\u00e1s alternat\u00edv\u00e1jak\u00e9nt megjelen\u0151 \u00e9s egyre n\u00e9pszer\u0171bb r\u00f6vid t\u00e1v\u00fa mag\u00e1nsz\u00e1ll\u00e1shely-szolg\u00e1ltat\u00e1s (pl. Airbnb) b\u0151v\u00fcl\u00e9se r\u00e9szben a hossz\u00fa t\u00e1vra val\u00f3 kiad\u00e1s piac\u00e1r\u00f3l visz el lak\u00e1sokat.<\/p>\n[\/et_pb_text][et_pb_cta title=”A Feketelak\u00e1s 3.0 javaslatcsomag teljes sz\u00f6vege let\u00f6lthet\u0151 PDF-form\u00e1tumban” button_url=”https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2020\/06\/FEKETELAKAS_3.0_v3_web.pdf” button_text=”Let\u00f6lt\u00f6m” admin_label=”Let\u00f6lt\u00e9s” _builder_version=”4.4.8″ header_line_height=”1.2em” background_color=”#c4d600″ animation_style=”fade” global_module=”365″ saved_tabs=”all” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"

PROBL\u00c9M\u00c1K A magyar mag\u00e1nb\u00e9rlak\u00e1s-szektor k\u00e9t f\u0151 probl\u00e9m\u00e1j\u00e1t a bonyolult \u00e9s nehezen \u00e1tl\u00e1that\u00f3 jogi szab\u00e1lyoz\u00e1s, \u00edgy a biztons\u00e1g hi\u00e1nya \u00e9s a kisz\u00e1m\u00edthatatlans\u00e1g, valamint a magas alb\u00e9rlet\u00e1rak, azaz a megfizethet\u0151s\u00e9g hi\u00e1nya jelentik. A Feketelak\u00e1s 3.0 javaslatcsomag ezeket szeretn\u00e9 orvosolni, hogy egy igazs\u00e1gosabb \u00e9s \u00e1tl\u00e1that\u00f3bb mag\u00e1nb\u00e9rlak\u00e1s-piac alakulhasson ki. 1. A probl\u00e9m\u00e1k h\u00e1ttere Tulajdonk\u00f6zpont\u00fa lak\u00e1spolitika A Habitat for Humanity […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-355","page","type-page","status-publish","hentry"],"yoast_head":"\nProbl\u00e9m\u00e1k - Feketelak\u00e1s<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Probl\u00e9m\u00e1k - Feketelak\u00e1s\" \/>\n<meta property=\"og:description\" content=\"PROBL\u00c9M\u00c1K A magyar mag\u00e1nb\u00e9rlak\u00e1s-szektor k\u00e9t f\u0151 probl\u00e9m\u00e1j\u00e1t a bonyolult \u00e9s nehezen \u00e1tl\u00e1that\u00f3 jogi szab\u00e1lyoz\u00e1s, \u00edgy a biztons\u00e1g hi\u00e1nya \u00e9s a kisz\u00e1m\u00edthatatlans\u00e1g, valamint a magas alb\u00e9rlet\u00e1rak, azaz a megfizethet\u0151s\u00e9g hi\u00e1nya jelentik. A Feketelak\u00e1s 3.0 javaslatcsomag ezeket szeretn\u00e9 orvosolni, hogy egy igazs\u00e1gosabb \u00e9s \u00e1tl\u00e1that\u00f3bb mag\u00e1nb\u00e9rlak\u00e1s-piac alakulhasson ki. 1. 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A Feketelak\u00e1s 3.0 javaslatcsomag ezeket szeretn\u00e9 orvosolni, hogy egy igazs\u00e1gosabb \u00e9s \u00e1tl\u00e1that\u00f3bb mag\u00e1nb\u00e9rlak\u00e1s-piac alakulhasson ki. 1. A probl\u00e9m\u00e1k h\u00e1ttere Tulajdonk\u00f6zpont\u00fa lak\u00e1spolitika A Habitat for Humanity […]","og_url":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/","og_site_name":"Feketelak\u00e1s","article_modified_time":"2020-06-15T09:01:34+00:00","og_image":[{"url":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2020\/06\/1-01-e1591645858929-1024x660.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Becs\u00fclt olvas\u00e1si id\u0151":"11 perc"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/","url":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/","name":"Probl\u00e9m\u00e1k - Feketelak\u00e1s","isPartOf":{"@id":"https:\/\/habitat.hu\/sites\/feketelakas\/#website"},"primaryImageOfPage":{"@id":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/#primaryimage"},"image":{"@id":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/#primaryimage"},"thumbnailUrl":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2020\/06\/1-01-e1591645858929-1024x660.png","datePublished":"2020-06-07T18:43:07+00:00","dateModified":"2020-06-15T09:01:34+00:00","breadcrumb":{"@id":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/#breadcrumb"},"inLanguage":"hu","potentialAction":[{"@type":"ReadAction","target":["https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/"]}]},{"@type":"ImageObject","inLanguage":"hu","@id":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/#primaryimage","url":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2020\/06\/1-01-e1591645858929.png","contentUrl":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2020\/06\/1-01-e1591645858929.png","width":2126,"height":1371},{"@type":"BreadcrumbList","@id":"https:\/\/habitat.hu\/sites\/feketelakas\/problemak\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/habitat.hu\/sites\/feketelakas\/"},{"@type":"ListItem","position":2,"name":"Probl\u00e9m\u00e1k"}]},{"@type":"WebSite","@id":"https:\/\/habitat.hu\/sites\/feketelakas\/#website","url":"https:\/\/habitat.hu\/sites\/feketelakas\/","name":"Feketelak\u00e1s","description":"Olcs\u00f3bb, \u00e1tl\u00e1that\u00f3bb, biztons\u00e1gosabb b\u00e9rlak\u00e1spiacot! \u00c1llj a Habitat javaslatai mell\u00e9, hogy egy\u00fctt \u00e9rhess\u00fcnk el v\u00e1ltoz\u00e1st!","publisher":{"@id":"https:\/\/habitat.hu\/sites\/feketelakas\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/habitat.hu\/sites\/feketelakas\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"hu"},{"@type":"Organization","@id":"https:\/\/habitat.hu\/sites\/feketelakas\/#organization","name":"Habitat for Humanity Magyarorsz\u00e1g","url":"https:\/\/habitat.hu\/sites\/feketelakas\/","logo":{"@type":"ImageObject","inLanguage":"hu","@id":"https:\/\/habitat.hu\/sites\/feketelakas\/#\/schema\/logo\/image\/","url":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2018\/10\/HFH-Magyarorszag_Vertical_black.png","contentUrl":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-content\/uploads\/sites\/3\/2018\/10\/HFH-Magyarorszag_Vertical_black.png","width":500,"height":500,"caption":"Habitat for Humanity Magyarorsz\u00e1g"},"image":{"@id":"https:\/\/habitat.hu\/sites\/feketelakas\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/pages\/355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/comments?post=355"}],"version-history":[{"count":11,"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/pages\/355\/revisions"}],"predecessor-version":[{"id":445,"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/pages\/355\/revisions\/445"}],"wp:attachment":[{"href":"https:\/\/habitat.hu\/sites\/feketelakas\/wp-json\/wp\/v2\/media?parent=355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}