{"id":268,"date":"2024-11-24T18:25:45","date_gmt":"2024-11-24T17:25:45","guid":{"rendered":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/?page_id=268"},"modified":"2025-11-25T17:34:08","modified_gmt":"2025-11-25T16:34:08","slug":"tamogatasok","status":"publish","type":"page","link":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/tamogatasok\/","title":{"rendered":"Az energiaszeg\u00e9nys\u00e9g cs\u00f6kkent\u00e9se c\u00e9lzott fel\u00faj\u00edt\u00e1si programmal"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_slider show_arrows=&#8221;off&#8221; show_pagination=&#8221;off&#8221; _builder_version=&#8221;4.27.4&#8243; text_orientation=&#8221;left&#8221; custom_padding=&#8221;5%||5%||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_slide heading=&#8221;Az energiaszeg\u00e9nys\u00e9g cs\u00f6kkent\u00e9se c\u00e9lzott fel\u00faj\u00edt\u00e1si programmal&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;|800||on|||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;55px&#8221; header_line_height=&#8221;1.1em&#8221; background_color=&#8221;#d39641&#8243; background_enable_color=&#8221;on&#8221; background_enable_image=&#8221;off&#8221; background_blend=&#8221;darken&#8221; button_on_hover=&#8221;on&#8221; text_orientation=&#8221;left&#8221; child_mix_blend_mode=&#8221;darken&#8221; header_font_size_tablet=&#8221;45px&#8221; header_font_size_phone=&#8221;35px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p style=\"text-align: center;\"><i class=\"fas fa-user\"><\/i> Szerz\u0151: Korit\u00e1r Zsuzsanna <em>(Habitat for Humanity Magyarorsz\u00e1g, szakpolitikai szak\u00e9rt\u0151)<\/em><\/p>\n<p style=\"text-align: center;\"><i class=\"fas fa-calendar-alt\"><\/i> A szerkeszt\u00e9s 2025. okt\u00f3ber 22-\u00e9n z\u00e1rult.<\/p>\n<p style=\"text-align: center;\">Az al\u00e1bbiakban a fejezet kivonata olvashat\u00f3.<\/p>\n<p style=\"text-align: center; margin-top: 1em;\"><a class=\"fejezet-btn\" href=\"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-content\/uploads\/sites\/16\/2025\/11\/Habitat_EvesJelentes2025_3fejezet_2511103.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fas fa-download\"><\/i> A teljes fejezet let\u00f6lthet\u0151 itt.<\/a><\/p>\n<p>[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#d39641&#8243; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]A lakoss\u00e1gi energiafelhaszn\u00e1l\u00e1s Eur\u00f3p\u00e1ban \u2013 \u00e9s Magyarorsz\u00e1gon is \u2013 az egyik legnagyobb forr\u00e1sa az \u00fcvegh\u00e1zhat\u00e1s\u00fa g\u00e1zok kibocs\u00e1t\u00e1s\u00e1nak. Ennek f\u0151 oka, hogy a magyar lak\u00f3\u00e9p\u00fcletek t\u00f6bbs\u00e9ge energetikailag elavult: rosszul szigeteltek, r\u00e9gi f\u0171t\u00e9si rendszerekkel m\u0171k\u00f6dnek, ez\u00e9rt nagyon energiapazarl\u00f3ak. Fel\u00faj\u00edt\u00e1suk l\u00e9tfontoss\u00e1g\u00fa lenne mind a min\u0151s\u00e9gi \u00e9s megfizethet\u0151 lakhat\u00e1s, mind a kl\u00edmav\u00e9delmi c\u00e9lok teljes\u00edt\u00e9se szempontj\u00e1b\u00f3l.[\/et_pb_text][et_pb_text admin_label=&#8221;1 \u00e1bra&#8221; _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#d39641&#8243; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; width=&#8221;70%&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div style=\"position: relative; width: 100%; height: 0px; padding: 75.56% 0px 0px; overflow: hidden; will-change: transform;\"><iframe loading=\"lazy\" src=\"https:\/\/e.infogram.com\/25309a95-260b-4d85-90c1-9c24232c5e31?src=embed&amp;embed_type=responsive_iframe\" title=\"A magyarorsz\u00e1gi lak\u00e1sok becs\u00fclt energetikai besorol\u00e1si megoszl\u00e1sa\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#d39641&#8243; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Azonban az alacsony j\u00f6vedelm\u0171 h\u00e1ztart\u00e1sok sz\u00e1m\u00e1ra a fel\u00faj\u00edt\u00e1s sokszor el\u00e9rhetetlen, hiszen nincs el\u00e9g megtakar\u00edt\u00e1suk, \u00e9s a legt\u00f6bben nem hitelk\u00e9pesek. \u0150ket s\u00fajtj\u00e1k legink\u00e1bb a kl\u00edmav\u00e1ltoz\u00e1s hat\u00e1sai \u00e9s az emelked\u0151 energia\u00e1rak is, hiszen a v\u00e9dekez\u00e9shez \u00e9s alkalmazkod\u00e1shoz alig van eszk\u00f6z\u00fck. A z\u00f6ld \u00e1t\u00e1ll\u00e1s csak akkor lehet igazs\u00e1gos \u00e9s sikeres, ha kiterjed ezekre a s\u00e9r\u00fcl\u00e9keny csoportokra is. Ez viszont csak t\u00e1mogat\u00e1sokkal lehets\u00e9ges, amihez eur\u00f3pai uni\u00f3s, \u00e1llami \u00e9s \u00f6nkorm\u00e1nyzati finansz\u00edroz\u00e1s\u00fa programokra van sz\u00fcks\u00e9g.<\/p>\n<p>Az elm\u00falt \u00e9vekben Magyarorsz\u00e1gon t\u00f6bb ezer milli\u00e1rd forint k\u00f6zp\u00e9nz \u00e1ramlott lakhat\u00e1ssal kapcsolatos t\u00e1mogat\u00e1sokba. 2020 \u00e9s 2024 k\u00f6z\u00f6tt az \u00e1llam k\u00f6zel 3000 milli\u00e1rd forintot ford\u00edtott erre a c\u00e9lra, ezek nagyobbik r\u00e9sze azonban a tulajdonszerz\u00e9st seg\u00edtette, nem a lakhat\u00e1si k\u00f6r\u00fclm\u00e9nyek jav\u00edt\u00e1s\u00e1t. \u00c9p\u00fcletfel\u00faj\u00edt\u00e1sokra legink\u00e1bb a 2021\u20132022-ben m\u0171k\u00f6d\u0151 Otthonfel\u00faj\u00edt\u00e1si T\u00e1mogat\u00e1s, a Falusi CSOK, valamint az uni\u00f3s p\u00e9nzekb\u0151l finansz\u00edrozott energetikai korszer\u0171s\u00edt\u00e9si programok r\u00e9v\u00e9n jutott \u00f6sszesen nagys\u00e1grendileg 1000 milli\u00e1rd forint \u00e1llami t\u00e1mogat\u00e1s. Ezek k\u00f6z\u00fcl azonban egyik sem szoci\u00e1lisan c\u00e9lzott, azaz szinte egy\u00e1ltal\u00e1n nem \u00e9ri el az alacsonyabb j\u00f6vedelm\u0171, vagy kifejezetten az energiaszeg\u00e9nys\u00e9gben \u00e9rintett h\u00e1ztart\u00e1sokat.<\/p>\n<h3>Energiaszeg\u00e9nys\u00e9g Magyarorsz\u00e1gon<\/h3>\n<p>A fel\u00faj\u00edt\u00e1si t\u00e1mogat\u00e1sok akkor hat\u00e9konyak, ha c\u00e9lzottan az arra r\u00e1szorul\u00f3kat seg\u00edtik; ez a m\u00e9lt\u00e1nyoss\u00e1g \u00e9s a k\u00f6zp\u00e9nzek felel\u0151s felhaszn\u00e1l\u00e1s\u00e1nak alapja. Ehhez el\u0151sz\u00f6r fontos meghat\u00e1rozni, kiket \u00e9rint az energiaszeg\u00e9nys\u00e9g. Az eur\u00f3pai uni\u00f3s defin\u00edci\u00f3 szerint az energiaszeg\u00e9nys\u00e9g egy \u00f6sszetett jelens\u00e9g, amelynek legf\u0151bb t\u00e9nyez\u0151i a h\u00e1ztart\u00e1sok alacsony j\u00f6vedelme, az energiahordoz\u00f3k magas \u00e1ra, valamint a lak\u00e1sok rossz energiahat\u00e9konys\u00e1gi jellemz\u0151i. A t\u00e1mogat\u00e1si program jogosults\u00e1gi krit\u00e9riumait is ezekhez a t\u00e9nyez\u0151kh\u00f6z kell k\u00f6tni, valamint \u00fagy kialak\u00edtani, hogy re\u00e1lisan \u00e9s \u00e9rz\u00e9kenyen reflekt\u00e1ljanak a c\u00e9lcsoport \u00e9lethelyzeteire.<\/p>\n<p>Magyarorsz\u00e1gon az energiaszeg\u00e9nys\u00e9gnek m\u00e9g nincs hivatalos defin\u00edci\u00f3ja, de az ezeket a t\u00e9nyez\u0151ket le\u00edr\u00f3 mutat\u00f3k alapj\u00e1n haz\u00e1nkban k\u00f6r\u00fclbel\u00fcl a lakoss\u00e1g 8-10%-\u00e1t, t\u00f6bb sz\u00e1zezer h\u00e1ztart\u00e1st \u00e9rint: els\u0151sorban a vid\u00e9ki, kisebb telep\u00fcl\u00e9seken, rossz energiahat\u00e9konys\u00e1g\u00fa csal\u00e1di h\u00e1zban \u00e9l\u0151, fat\u00fczel\u00e9st, esetleg egyedi helyis\u00e9gf\u0171t\u00e9s\u0171 g\u00e1zkonvektort haszn\u00e1l\u00f3, alacsony j\u00f6vedelm\u0171 h\u00e1ztart\u00e1sokat.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;2 \u00e1bra&#8221; _builder_version=&#8221;4.27.4&#8243; 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width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#d39641&#8243; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Az \u00e9p\u00fcletfel\u00faj\u00edt\u00e1si t\u00e1mogat\u00e1sok hozz\u00e1f\u00e9rhet\u0151s\u00e9ge<\/h3>\n<p>Egy t\u00e1mogat\u00e1si programot annak jogosults\u00e1gi krit\u00e9riumai teszik az \u00e9rintettek sz\u00e1m\u00e1ra el\u00e9rhet\u0151v\u00e9, vagy \u00e9ppen ellenkez\u0151leg: a rosszul megv\u00e1lasztott felt\u00e9telek akad\u00e1lyozz\u00e1k a hozz\u00e1f\u00e9r\u00e9st. Ez\u00e9rt egy j\u00f3l c\u00e9lzott, energiaszeg\u00e9nys\u00e9gben \u00e9rintett h\u00e1ztart\u00e1sok sz\u00e1m\u00e1ra ki\u00edrt \u00e9p\u00fcletfel\u00faj\u00edt\u00e1si program felt\u00e9telei egyr\u00e9szt biztos\u00edtj\u00e1k, hogy a t\u00e1mogat\u00e1s ne \u201esziv\u00e1rogjon el\u201d a jobb helyzet\u0171 h\u00e1ztart\u00e1sok fel\u00e9, m\u00e1sr\u00e9szt minimaliz\u00e1lj\u00e1k az akad\u00e1lyokat, az \u00fan. kiszor\u00edt\u00f3 mechanizmusokat.<\/p>\n<p>Munk\u00e1nk sor\u00e1n k\u00f6zvetlen\u00fcl l\u00e1tjuk, hogy az olyan \u00e1llami t\u00e1mogat\u00e1sok is, amelyek elm\u00e9letben ak\u00e1r lehet\u0151s\u00e9get k\u00edn\u00e1lhatn\u00e1nak alacsony j\u00f6vedelm\u0171 h\u00e1ztart\u00e1sok sz\u00e1m\u00e1ra, a t\u00e1mogat\u00e1s felt\u00e9telrendszere miatt a gyakorlatban m\u00e9gsem hozz\u00e1f\u00e9rhet\u0151ek sz\u00e1mukra. A Falusi CSOK 100%-os \u00e1llami finansz\u00edroz\u00e1s\u00fa, fel\u00faj\u00edt\u00e1sokat c\u00e9lz\u00f3 program p\u00e9ld\u00e1j\u00e1t elemezve n\u00e9gy f\u0151 kiszor\u00edt\u00f3 mechanizmust tal\u00e1ltunk:<\/p>\n<ul>\n<li>az ut\u00f3finansz\u00edroz\u00e1s, amely megk\u00edv\u00e1nja a fel\u00faj\u00edt\u00e1si munk\u00e1k elv\u00e9gz\u00e9s\u00e9t \u00e9s finansz\u00edroz\u00e1s\u00e1t a h\u00e1ztart\u00e1st\u00f3l, m\u00e9g miel\u0151tt az \u00e1llami t\u00e1mogat\u00e1shoz hozz\u00e1jutna,<\/li>\n<li>az ig\u00e9nyl\u0151 szem\u00e9ly\u00e9hez kapcsol\u00f3d\u00f3 szigor\u00fa jogosults\u00e1gi felt\u00e9telek, amelyek egy energiaszeg\u00e9nys\u00e9g-cs\u00f6kkent\u00e9st c\u00e9lz\u00f3 program eset\u00e9ben indokolatlanok lehetnek (pl. gyermekek sz\u00e1m\u00e1nak el\u0151\u00edr\u00e1sa, vagy 2 \u00e9v folyamatos TB jogviszony),<\/li>\n<li>az ingatlanra vonatkoz\u00f3 szigor\u00fa jogosults\u00e1gi felt\u00e9telek (pl. az ingatlan m\u00e9ret\u00e9re vonatkoz\u00f3 korl\u00e1tok),<\/li>\n<li>a bonyolult adminisztr\u00e1ci\u00f3, amelyhez digit\u00e1lis k\u00e9szs\u00e9gek, id\u0151 \u00e9s seg\u00edt\u0151 kapcsolatok kellenek.<\/li>\n<\/ul>\n<p>Az elm\u00falt \u00e9vek egy\u00e9b \u00e1llami t\u00e1mogat\u00e1sain\u00e1l is gyakran hasonl\u00f3 felt\u00e9telek fordultak el\u0151. Ezek az akad\u00e1lyok \u2013 kiv\u00e1ltk\u00e9pp, ha egy\u00fcttesen jelennek meg \u2013 azt eredm\u00e9nyezik, hogy a t\u00e1mogat\u00e1sok sokszor \u00e9ppen azokat hagyj\u00e1k ki, akiknek a legnagyobb sz\u00fcks\u00e9g\u00fck lenne r\u00e1.<\/p>\n<h3>A Habitat v\u00e1lasza: az egyablakos t\u00e1mogat\u00f3i modell<\/h3>\n<p>A Habitat for Humanity Magyarorsz\u00e1g Falusi LakHat\u00e1s programja 2021 \u00f3ta dolgozik azon, hogy ezeket a hozz\u00e1f\u00e9r\u00e9st nehez\u00edt\u0151 akad\u00e1lyokat lebontsa, \u00e9s a Falusi CSOK ingatlanfel\u00faj\u00edt\u00e1si t\u00e1mogat\u00e1s\u00e1t el\u00e9rhet\u0151v\u00e9 tegye. Az Erste Bank egy\u00fcttm\u0171k\u00f6d\u00e9s\u00e9vel egy \u201eegyablakos t\u00e1mogat\u00f3i modellt\u201d hoztunk l\u00e9tre, amely v\u00e9gigk\u00eds\u00e9ri a h\u00e1ztart\u00e1sokat a teljes folyamaton: a t\u00e1j\u00e9koztat\u00e1st\u00f3l \u00e9s jogosults\u00e1gi ellen\u0151rz\u00e9st\u0151l kezdve, a t\u00e1mogat\u00e1si k\u00e9relem bead\u00e1s\u00e1n \u00e9s a kivitelez\u00e9s megszervez\u00e9s\u00e9n \u00e1t eg\u00e9szen a fel\u00faj\u00edt\u00e1s befejez\u00e9s\u00e9ig, \u00edgy seg\u00edtve az \u00e1llami t\u00e1mogat\u00e1shoz val\u00f3 hozz\u00e1f\u00e9r\u00e9st az \u00e9rintett h\u00e1ztart\u00e1sok sz\u00e1m\u00e1ra. A program kezdet\u00e9n azt felt\u00e9telezt\u00fck, hogy a csal\u00e1dok els\u0151sorban az ut\u00f3finansz\u00edroz\u00e1s miatt szorulnak ki az \u00e1llami t\u00e1mogat\u00e1sb\u00f3l. A program el\u0151rehalad\u00e1sa sor\u00e1n azonban a fent felsorolt akad\u00e1lyokat is azonos\u00edtottuk, illetve azt l\u00e1ttuk, hogy a fel\u00faj\u00edt\u00e1si munk\u00e1kkal kapcsolatos neh\u00e9zs\u00e9gek is sok csal\u00e1dnak jelentenek kih\u00edv\u00e1st. Az \u00edgy szerzett tapasztalatokat a megval\u00f3s\u00edt\u00e1s sor\u00e1n folyamatosan be\u00e9p\u00edtett\u00fck a t\u00e1mogat\u00e1si modell\u00fcnkbe.<\/p>\n<p>A modell h\u00e1rom pill\u00e9rre \u00e9p\u00fcl:<\/p>\n<ol>\n<li><strong>El\u0151finansz\u00edroz\u00e1s<\/strong> \u2013 a Habitat megel\u0151legezi a munk\u00e1latok k\u00f6lts\u00e9geit, \u00edgy a csal\u00e1doknak nem kell saj\u00e1t megtakar\u00edt\u00e1ssal rendelkezni\u00fck.<\/li>\n<li><strong>Szem\u00e9lyes mentor\u00e1l\u00e1s<\/strong> \u2013 a Habitat munkat\u00e1rsai seg\u00edtik a p\u00e1ly\u00e1z\u00e1ssal kapcsolatos banki \u00fcgyint\u00e9z\u00e9st, a pap\u00edrmunk\u00e1t, \u00e9s a fel\u00faj\u00edt\u00e1ssal kapcsolatos d\u00f6nt\u00e9seket, hogy a csal\u00e1dok ne maradjanak magukra a folyamatban.<\/li>\n<li><strong>Min\u0151s\u00e9gbiztos\u00edtott kivitelez\u00e9s<\/strong> \u2013 ellen\u0151rz\u00f6tt, megb\u00edzhat\u00f3 kivitelez\u0151kkel val\u00f3s\u00edtjuk meg a fel\u00faj\u00edt\u00e1st, biztos\u00edtva, hogy a t\u00e1mogat\u00e1s val\u00f3ban tart\u00f3s javul\u00e1st eredm\u00e9nyezzen.<\/li>\n<\/ol>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;3 \u00e1bra&#8221; 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header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-506 size-large\" src=\"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-content\/uploads\/sites\/16\/2025\/11\/5_abra_online-1024x772.png\" alt=\"\" width=\"1024\" height=\"772\" srcset=\"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-content\/uploads\/sites\/16\/2025\/11\/5_abra_online-980x739.png 980w, https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-content\/uploads\/sites\/16\/2025\/11\/5_abra_online-480x362.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#d39641&#8243; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>A program 2025 szeptember v\u00e9g\u00e9ig 86 csal\u00e1dot vont be, k\u00f6z\u00fcl\u00fck 28 h\u00e1ztart\u00e1sban m\u00e1r sikeresen megval\u00f3sult a fel\u00faj\u00edt\u00e1s, \u00f6sszesen 163 milli\u00f3 forint t\u00e1mogat\u00e1si \u00e9rt\u00e9kben. A sz\u00e1mok m\u00f6g\u00f6tt azonban sokkal t\u00f6bb van, mint m\u0171szaki fejleszt\u00e9s: biztons\u00e1gosabb, eg\u00e9szs\u00e9gesebb, m\u00e9lt\u00f3bb otthonok j\u00f6ttek l\u00e9tre, azaz a legt\u00f6bb beavatkoz\u00e1s alapvet\u0151 \u00e9letmin\u0151s\u00e9gi javul\u00e1st hozott.<\/p>\n<h3>Tanuls\u00e1gok \u00e9s javaslatok<\/h3>\n<p>A Falusi LakHat\u00e1s program tapasztalatai egy\u00e9rtelm\u0171ek: a szem\u00e9lyes t\u00e1mogat\u00e1s kulcsfontoss\u00e1g\u00fa. A r\u00e1szorul\u00f3 h\u00e1ztart\u00e1soknak nem el\u00e9g, ha pap\u00edron jogosultak a t\u00e1mogat\u00e1sra, v\u00e9gig kell \u0151ket k\u00eds\u00e9rni az eg\u00e9sz folyamaton. Az ilyen \u201eegyablakos\u201d modellek seg\u00edtenek abban, hogy a t\u00e1mogat\u00e1sok val\u00f3ban c\u00e9lba \u00e9rjenek. Az energiaszeg\u00e9nys\u00e9g cs\u00f6kkent\u00e9s\u00e9hez azonban orsz\u00e1gos szinten is \u00faj szeml\u00e9let\u0171 t\u00e1mogat\u00e1si rendszerekre van sz\u00fcks\u00e9g:<\/p>\n<ul>\n<li>szoci\u00e1lisan c\u00e9lzott felt\u00e9telrendszerrel,<\/li>\n<li>el\u0151finansz\u00edroz\u00e1si lehet\u0151s\u00e9ggel,<\/li>\n<li>egyszer\u0171, emberk\u00f6zeli \u00fcgyint\u00e9z\u00e9ssel,<\/li>\n<li>\u00e9s helyi szinten m\u0171k\u00f6d\u0151 t\u00e1mogat\u00f3i h\u00e1l\u00f3zattal.<\/li>\n<\/ul>\n<p>A Falusi LakHat\u00e1s program egyik legfontosabb tapasztalata, hogy m\u00edg a fel\u00faj\u00edt\u00e1sok el\u0151finansz\u00edroz\u00e1sa a program alapvet\u0151 eleme, a siker kulcsa a k\u00f6zvet\u00edt\u0151i szerep, vagyis a t\u00e1mogat\u00f3 jelenl\u00e9t. Ez teszi lehet\u0151v\u00e9, hogy a csal\u00e1dok val\u00f3ban ig\u00e9nybe tudj\u00e1k venni a t\u00e1mogat\u00e1st, \u00e9s v\u00e9gig tudj\u00e1k vinni a korszer\u0171s\u00edt\u00e9st. Ehhez pedig helyi be\u00e1gyazotts\u00e1gra, szem\u00e9lyes bizalomra \u00e9s folyamatos jelenl\u00e9tre van sz\u00fcks\u00e9g. Ebben kulcsszerepe van a koordin\u00e1toroknak \u00e9s mentoroknak: el\u0151bbiek az adminisztrat\u00edv \u00e9s m\u0171szaki \u00fcgyint\u00e9z\u00e9st seg\u00edtik, ut\u00f3bbiak pedig a csal\u00e1dokkal val\u00f3 napi kapcsolatot tartj\u00e1k fenn, t\u00e1mogatva \u0151ket a d\u00f6nt\u00e9sekben \u00e9s az eligazod\u00e1sban. Ez a t\u00e1mogat\u00e1s biztos\u00edtja, hogy a program emberk\u00f6zpont\u00fa \u00e9s hat\u00e9kony maradjon. A helyi szerepl\u0151k bevon\u00e1sa \u2013 \u00f6nkorm\u00e1nyzatok, csal\u00e1dseg\u00edt\u0151k, civil szervezetek, kivitelez\u0151k \u2013 szint\u00e9n a sikeresebb m\u0171k\u00f6d\u00e9shez vezet\u0151 \u00fat. \u0150k ismerik a legjobban a telep\u00fcl\u00e9sek viszonyait \u00e9s az \u00e9rintett h\u00e1ztart\u00e1sokat, \u00edgy a program c\u00e9lz\u00e1s\u00e1nak \u00e9s a v\u00e9grehajt\u00e1s hat\u00e9konys\u00e1g\u00e1nak is fontos szerepl\u0151i lehetnek.<\/p>\n<p>A Habitat a program sor\u00e1n nemcsak szakmai lebonyol\u00edt\u00f3k\u00e9nt jelenik meg, hanem val\u00f3s garanci\u00e1t jelent\u0151 k\u00f6zvet\u00edt\u0151k\u00e9nt is. H\u00e1rom ir\u00e1nyban is ilyen szerepet t\u00f6lt be:<\/p>\n<ul>\n<li>Az \u00fcgyfelek fel\u00e9, mert jelenl\u00e9te biztos\u00edtja, hogy a fel\u00faj\u00edt\u00e1s megfelel\u0151 min\u0151s\u00e9gben \u00e9s \u00f6sszk\u00f6lts\u00e9ggel t\u00f6rt\u00e9njen meg.<\/li>\n<li>A kivitelez\u0151k fel\u00e9, mert garant\u00e1lja a kifizet\u00e9seket, \u00e9s folyamatos megb\u00edz\u00e1sokat jelent.<\/li>\n<li>Az \u00e1llami vagy finansz\u00edroz\u00f3 szerv fel\u00e9, mert biztos\u00edtja az elsz\u00e1molhat\u00f3s\u00e1got, a t\u00e1mogat\u00e1s megfelel\u0151 felhaszn\u00e1l\u00e1s\u00e1t, a min\u0151s\u00e9gi fel\u00faj\u00edt\u00e1st \u00e9s az \u00e1tl\u00e1that\u00f3s\u00e1got.<\/li>\n<\/ul>\n<p>Ez a garanci\u00e1lis szerep az egyik legfontosabb \u00e9rv az egyablakos t\u00e1mogat\u00f3i modell sz\u00fcks\u00e9gess\u00e9ge \u00e9s l\u00e9tjogosults\u00e1ga mellett. Hab\u00e1r m\u0171k\u00f6d\u00e9s\u00e9nek fenntart\u00e1s\u00e1hoz plusz er\u0151forr\u00e1sokra van sz\u00fcks\u00e9g egy hagyom\u00e1nyos p\u00e1ly\u00e1zati rendszerhez k\u00e9pest, ez j\u00f3 es\u00e9llyel mind anyagilag, mind t\u00e1rsadalmilag megt\u00e9r\u00fcl az\u00e1ltal, hogy a t\u00e1mogat\u00e1s val\u00f3ban a c\u00e9lcsoporthoz jut el, \u00e9s a fel\u00faj\u00edt\u00e1sok megb\u00edzhat\u00f3an, j\u00f3 min\u0151s\u00e9gben, megfelel\u0151 \u00e1ron tudnak megval\u00f3sulni. A Falusi LakHat\u00e1s program er\u0151forr\u00e1s-\u00e9rt\u00e9kel\u00e9se sor\u00e1n azt tapasztaltuk, hogy a fel\u00faj\u00edt\u00e1sra jut\u00f3 t\u00e1mogat\u00e1s m\u00e9rt\u00e9k\u00e9hez k\u00e9pest az egyablakos t\u00e1mogat\u00f3i modell m\u0171k\u00f6dtet\u00e9si k\u00f6lts\u00e9ge maximum 15,5%, de a t\u00e1mogatott csal\u00e1dok sz\u00e1m\u00e1nak n\u00f6veked\u00e9s\u00e9vel \u00e9s a program m\u0171k\u00f6d\u00e9si hat\u00e9konys\u00e1g\u00e1nak n\u00f6vel\u00e9s\u00e9vel \u2013 k\u00fcl\u00f6n\u00f6sen az indokolatlan adminisztrat\u00edv terhek kik\u00fcsz\u00f6b\u00f6l\u00e9s\u00e9vel \u2013 ez az ar\u00e1ny 10% al\u00e1 cs\u00f6kkenhet.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; background_color=&#8221;#d39641&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;2em||2em||true|false&#8221; custom_padding=&#8221;3%|3%|3%|3%|true|true&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>A z\u00f6ld \u00e1t\u00e1ll\u00e1s nem lehet igazs\u00e1gtalan<\/h3>\n<p>Az energiaszeg\u00e9nys\u00e9g cs\u00f6kkent\u00e9se nemcsak t\u00e1rsadalmi szolidarit\u00e1si k\u00e9rd\u00e9s, hanem <strong>a kl\u00edmapolitika egyik leghat\u00e9konyabb eszk\u00f6ze<\/strong> is: a legnagyobb kibocs\u00e1t\u00e1scs\u00f6kkent\u00e9s ott \u00e9rhet\u0151 el, ahol a legrosszabb \u00e1llapot\u00fa \u00e9p\u00fcleteket \u00faj\u00edtjuk fel. A j\u00f6v\u0151 lak\u00e1spolitik\u00e1j\u00e1nak ez\u00e9rt <strong>\u00f6ssze kell k\u00f6tnie a kl\u00edmav\u00e9delmet \u00e9s a t\u00e1rsadalmi igazs\u00e1goss\u00e1got<\/strong>, hogy a z\u00f6ld \u00e1t\u00e1ll\u00e1sb\u00f3l senki ne maradjon ki. Az energiaszeg\u00e9nys\u00e9gben \u00e9rintett h\u00e1ztart\u00e1sok otthonaik fel\u00faj\u00edt\u00e1s\u00e1t kiz\u00e1r\u00f3lag \u00e1llami t\u00e1mogat\u00e1ssal tudj\u00e1k megoldani. Ez\u00e9rt a hat\u00e9kony felhaszn\u00e1l\u00e1s \u00e9rdek\u00e9ben a k\u00f6zp\u00e9nzeket ezekre a h\u00e1ztart\u00e1sokra sz\u00fcks\u00e9ges koncentr\u00e1lni.<\/p>\n<p>A Habitat for Humanity Magyarorsz\u00e1g c\u00e9lja, hogy a min\u0151s\u00e9gi \u00e9s megfizethet\u0151 lakhat\u00e1s ne csak kevesek kiv\u00e1lts\u00e1ga, hanem mindenkinek el\u00e9rhet\u0151 alapjog legyen. Az energiaszeg\u00e9nys\u00e9g cs\u00f6kkent\u00e9s\u00e9t c\u00e9lz\u00f3 fel\u00faj\u00edt\u00e1si t\u00e1mogat\u00e1sok ennek az egyik fontos eszk\u00f6ze.<\/p>\n<p>[\/et_pb_text][et_pb_text module_id=&#8221;jegyzetek&#8221; _builder_version=&#8221;4.27.4&#8243; text_font_size=&#8221;16px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|600||on|||||&#8221; header_3_text_color=&#8221;#d39641&#8243; header_3_line_height=&#8221;1.1em&#8221; header_4_text_color=&#8221;#d39641&#8243; header_4_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;3em||||false|false&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<hr \/>\n<h4>A fejezet elk\u00e9sz\u00edt\u00e9s\u00e9ben k\u00f6zrem\u0171k\u00f6dtek<\/h4>\n<ul>\n<li>Illy\u00e9s T\u00edmea \u2013 <em>Habitat for Humanity Magyarorsz\u00e1g, \u00fcgyvezet\u0151 igazgat\u00f3<\/em><\/li>\n<li>Toldi Enik\u0151 \u2013 <em>Habitat for Humanity Magyarorsz\u00e1g, Falusi LakHat\u00e1s programkoordin\u00e1tor<\/em><\/li>\n<li>Turnai Anna \u2013 <em>Habitat for Humanity Magyarorsz\u00e1g, szakpolitikai munkat\u00e1rs<\/em><\/li>\n<\/ul>\n<h4>Hivatkoz\u00e1sok:<\/h4>\n<ol>\n<li>Dr. Horv\u00e1th Mikl\u00f3s \u2013 Dr. Horv\u00e1th \u00c1ron \u2013 Sz\u00e9kely Judit \u2013 Dr. Csoknyai Tam\u00e1s: A jogszab\u00e1lyi v\u00e1ltoz\u00e1sok k\u00f6vetkezm\u00e9nyei a lak\u00f3\u00e9p\u00fcletek energetikai besorol\u00e1s\u00e1ra; Magyar \u00c9p\u00fcletg\u00e9p\u00e9szet, LXXIII. \u00e9vfolyam, 2024\/11-12. sz\u00e1m<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Szerz\u0151: Korit\u00e1r Zsuzsanna (Habitat for Humanity Magyarorsz\u00e1g, szakpolitikai szak\u00e9rt\u0151) A szerkeszt\u00e9s 2025. okt\u00f3ber 22-\u00e9n z\u00e1rult. Az al\u00e1bbiakban a fejezet kivonata olvashat\u00f3. A teljes fejezet let\u00f6lthet\u0151 itt.A lakoss\u00e1gi energiafelhaszn\u00e1l\u00e1s Eur\u00f3p\u00e1ban \u2013 \u00e9s Magyarorsz\u00e1gon is \u2013 az egyik legnagyobb forr\u00e1sa az \u00fcvegh\u00e1zhat\u00e1s\u00fa g\u00e1zok kibocs\u00e1t\u00e1s\u00e1nak. Ennek f\u0151 oka, hogy a magyar lak\u00f3\u00e9p\u00fcletek t\u00f6bbs\u00e9ge energetikailag elavult: rosszul szigeteltek, r\u00e9gi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":99,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-268","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":44,"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":507,"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/pages\/268\/revisions\/507"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/media\/99"}],"wp:attachment":[{"href":"https:\/\/habitat.hu\/sites\/lakhatasi-jelentes-2025\/wp-json\/wp\/v2\/media?parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}